When you own a home, you do your best to maintain its condition & avoid any type of disaster that would have it to fall apart. Unfortunately, there are times when something happens that leads to horrible consequences. Fire and water damage are the most common and severe of all damages that can occur in a home. After the damage takes place, it would require disaster cleanup contractors to restore your property. Situations that cause such damages include:
Fire that got out of control.
Smoke damage, from fire, is spread out across the walls, floors, and ceilings.
Water flooding in your basement or house.
Mold spots, from flooding, found in &/or around your property.
The amount of support that a damaged house requires may vary depending on the severity level of treatment that is needed. In order to restore the property, a call must be made to local fire and water damage restoration companies.
What are Restoration companies?
Servpro is a nationally known fire and water damage restoration company. Restoration companies like them have service providers who specialize in disaster cleanup such as smoke, mold, fire and water damage. Not only will they assess whether the damaged parts of your home are salvageable, one thing that you must consider when contacting a damage restoration company is that to restore your property, it will cost you time and money.
Using Homeowners Insurance
If you have an existing mortgage loan, then there is a strong likelihood that you would also have homeowner’s insurance. Mortgage lenders require insurance coverage as it ensures that you have an alternative financial solution to fix up issues, like water damage, that may occur to one’s property. If your policy is active, the first step is to contact your insurance. Speak with a representative about how you can submit a claim for damages. Insurance companies will pay for emergency restoration, however, payment is subject to the terms and conditions of your policy.
In Massachusetts, there are resources that target the prevention of mold growth and water damage. This may help some homeowners, but others may feel lost. For example, if you are a homeowner who bought a property not situated in a flood zone, then most likely you do not have additional coverage, such as Flood Insurance, that covers for water damage repair. For that reason, continue reading to review the only solution left for homeowners, like yourself.
Selling a Fire and Water Damaged House
If you are not able to use your homeowner’s insurance nor do you have the money available to pay for restoration cleaning services, then you are left with one last option, sell your fire and water damaged home for cash.
Do not deal with the hassle of repairing your damaged house. Let us take care of the work. We buy fire and water damaged properties from homeowners and can pay cash fast. Email us or give us a call, we would love to learn more about your house to see how we can best support you.